Onboarding takes too long
Manual KYC and KYB checks slow every new corporate account.
Automated identity, registry and UBO checks at the point of onboarding.
Licensed Debt Collection · Credit Risk · Compliance · Dubai, UAE
Debt collection & credit risksolutions in Dubai.
ICG MECOS is a licensed debt collection agency in Dubai, delivering debt recovery services, credit risk solutions and AML compliance technology to businesses across the UAE and the wider GCC — backed by Infocredit Group’s global data since 1972.
50+
Years of group experience
2,000+
Clients served
135+
Countries covered
FZCO
UAE licensed entity
Global intelligence. Trusted technology.
Start with the problem
What are you trying to solve?
Pick the problem in front of you and we will show you the platform, the data and the people that fix it.
I can't see who really owns a company
Ownership chains, UBOs and shell structures stay hidden across jurisdictions.
Structure and UBO reports that resolve control chains across global registries.
I need to judge a customer's credit risk
Decisions rest on stale statements rather than scored evidence.
CreditNet reports and scoring for UAE, GCC and international counterparties.
My receivables are ageing
Invoices slip past terms and internal chasing stalls at the border.
Licensed debt recovery in the UAE and GCC, escalating amicably then legally.
My supply chain is a blind spot
Third parties fail without warning and nobody owns the exposure.
Supplier, country and cyber risk monitoring with alerting on every counterparty.
I can't screen fast enough
Sanctions, PEPs and adverse media checks lag behind deal pace.
Real-time screening across 190+ countries with goAML-ready case management.
Industries we serve
Built for the sectors that trade on trust.
From bank onboarding to construction receivables, we support the industries that keep the UAE and GCC economies moving.
Banking & financial services
Banks, exchange houses and finance companies — credit decisioning, AML screening and goAML-ready compliance under CBUAE supervision.
Construction & real estate
Developers, contractors and subcontractors — counterparty checks before the contract, and licensed recovery when stage payments stall.
Trading & logistics
Importers, wholesalers and freight operators — trade credit checks on new buyers and cross-border collection when invoices age.
Professional & legal services
Law firms, consultancies and corporate services — KYB and UBO verification for client onboarding and DNFBP obligations.
Healthcare & pharmaceuticals
Hospitals, clinics, distributors and pharma suppliers — insurer and distributor credit checks, plus recovery on aged receivables.
Retail & e-commerce
Retail groups, marketplaces and online sellers — merchant and supplier verification, fraud risk scoring and consumer-facing recovery.
Hospitality & tourism
Hotels, travel groups and F&B operators — corporate and agency credit checks, supplier verification and recovery on unpaid accounts.
Energy, marine & industrial
Energy, oilfield services, shipping and manufacturing — counterparty and sanctions screening on high-value cross-border contracts.
Platforms
Group technology, deployed locally.
The same proprietary platforms used across Infocredit Group, implemented for UAE regulatory fit, local data handling and goAML reporting.
ComplianceSuite
AML, sanctions and PEP screening, case management and ongoing monitoring — configured for UAE reporting obligations.
API4ALL
Company, KYB and UBO data from global registries, delivered straight into your onboarding flow.
RISQO
Credit intelligence, scores and limits in one workspace, for counterparty and portfolio decisions.
Our services
Credit risk, compliance and debt collection services in Dubai.
Three pillars, one local team in Dubai: commercial credit intelligence for UAE and international counterparties, AML and KYC compliance solutions, and licensed debt recovery for businesses collecting across the Emirates and the GCC.
Commercial information & risk management
Business information reports, credit scoring, portfolio monitoring and market intelligence, so decisions rest on verified data rather than assumption.
Compliance solutions
AML and sanctions screening, KYC and KYB due diligence, enhanced due diligence reports and compliance advisory, delivered as an FZCO-licensed provider.
Debt collection services
Professional, licensed recovery across the UAE, the GCC and internationally — amicable collection first, legal escalation where required.
Licensed in the UAE
Debt collection services in Dubai, done properly.
ICG Middle East Commercial Services FZCO is a licensed debt collection company. We recover what you are owed across the UAE and the GCC — amicably first, legally where we must — with the discipline and evidence a regulated entity expects.
Amicable collection
Diplomatic, UAE-based recovery that preserves commercial relationships — structured reminders, negotiation and settlement before any legal step.
Legal escalation
Where amicable collection stalls, we coordinate with licensed local counsel to pursue court and enforcement action across the Emirates and GCC.
Tracing & investigation
Debtor location, asset and affordability checks through group data and registry access, so recovery is grounded in real, current evidence.
Portfolio & B2B receivables
Batch and portfolio recovery for corporates, banks and finance houses — with reporting, evidence and audit trails your compliance team expects.
About ICG MECOS
Local licensing, group depth.
ICG Middle East Commercial Services FZCO (ICG MECOS) is a licensed debt collection company based in Jumeirah Lakes Towers, Dubai, serving clients across the UAE, the GCC and international markets — with credit, compliance and risk intelligence built around that licensed core.
As an associate of Infocredit Group — a credit and compliance risk specialist with more than 50 years of experience — we combine local regulatory knowledge with an extensive international network, including partnerships with LexisNexis Risk Solutions and RiskRecon by Mastercard.
Talk to the team
Member of Dubai ChamberInsights
Guides from our Dubai team.
Debt collection
How commercial debt collection works in Dubai: a practical guide
6 min readAML compliance
goAML registration in the UAE: what DNFBPs need to know
5 min readCredit risk
Extending trade credit in the UAE? Run these checks first
5 min readAML compliance
Sanctions screening in the UAE: who must screen and how
6 min readUAE regulation
Built around the supervisors you answer to.
CBUAE
Banks, exchange houses, finance and insurance companies under Central Bank supervision.
Requirements & FAQsADGM & DIFC
Financial free-zone firms meeting FSRA and DFSA compliance obligations.
Requirements & FAQsVARA
Virtual asset service providers in Dubai with travel-rule and screening duties.
Requirements & FAQsMoET & goAML
DNFBPs registering, reporting and evidencing AML programmes.
Requirements & FAQsStreamline processes. Minimise risk.
From screening and due diligence to credit reports and recovery, our UAE team will scope the right combination for your business.
Book a demo