Email-first risk scoring
Assess risk from the email address alone, before you have collected documents or run heavier verification.
LexisNexis Risk Solutions · Dubai, UAE
Emailage.Fraud risk, from an email address.
An email address is often the first thing a customer gives you — and one of the most predictive. Emailage turns it into an instant fraud risk score so good customers move through and risky applications are held back.
Digital onboarding forces a hard trade-off: every extra verification step costs you genuine customers, and every step you remove invites fraud. Emailage resolves that at the very first data point by scoring the risk associated with an email address the moment it is exchanged.
The models are AI-enabled and self-calibrating, drawing on a global network of risk signals and the history behind an address rather than a static blocklist. The score arrives in the background, so low-risk applicants complete onboarding without additional friction while elevated-risk cases route to manual review or step-up verification.
ICG MECOS delivers Emailage in the UAE for banks, fintechs, lenders, insurers and e-commerce businesses. We help you position the score inside your decision flow, set thresholds that match your risk appetite, and combine it with sanctions and PEP screening so fraud and financial-crime controls work as one process.
Official product overview
Instant
Score at point of contact
Global
Risk signal network
Adaptive
Self-calibrating models
API
Fits your decision flow
Capabilities
Instant decisioning
A score returned in real time so onboarding, checkout or application flows keep moving without a waiting screen.
Adaptive models
Self-calibrating AI models that keep pace with changing fraud patterns instead of relying on fixed rules.
Identity corroboration
Correlate the email with other identity signals to confirm a genuine applicant or expose a fabricated one.
Threshold-driven routing
Set thresholds that auto-approve, step up verification or route to manual review in line with your risk appetite.
Measurable outcomes
Track approval rates, review volumes and fraud losses to show the score is paying for itself.
Who uses it
Where it fits in the UAE.
Fintechs and digital banks
Keep remote account opening fast while filtering synthetic and stolen identities out of the funnel.
Lenders and insurers
Score applications at intake so fraud review effort concentrates on the cases that warrant it.
E-commerce and marketplaces
Reduce chargebacks and account-takeover losses at checkout and registration without slowing genuine buyers.
Common questions
How can an email address indicate fraud risk?
An email address carries history: how long it has existed, how it has been used across a global network, and how it correlates with other identity signals. That context produces a predictive risk score.
Does it add friction for genuine customers?
No. The score returns in the background as soon as an email address is captured, so low-risk applicants continue straight through and only elevated-risk cases go to review.
Where does it fit alongside AML screening?
Emailage addresses fraud risk at the point of contact; sanctions and PEP screening address financial-crime obligations. Most UAE clients run both, and we can deliver them together.